Our client is a leading Chinese commercial bank. They are looking for a candidate to lead the private banking team in Hong Kong. Job Responsibilities:
Lead the team to achieve assigned targets;
Ensure the team is in full compliance with the regulatory requirements as well as the internal compliance policies and guidelines;
Maintain highest standard of excellence in client service with individual clients with regular monitoring of client satisfaction;
Responsible for product development, product launch and ensure product governance for business;
Provide advisory on investment products according to clients’ desires, needs and risk level;
Acquire wide range of product knowledge and continuous updates on global investment market;
Adhere to all regulatory and internal fraud, compliance and AML policies requirements, and flag potential illegal or improper activities;
Deliver position client performance in line with client investment profiles.
Job Requirements:
Bachelor’s Degree holder or above;
At least 10 years’ relevant experience in private banking;
At least 5 years management experience; establish and maintain strong working leaderships with team members and others as appropriate to clients' needs;
Client-centric with strong interpersonal, communication and relationship building skills;
Experience of building and managing complex relationships with significant customers;
Excellent command of written and spoken English and Chinese (Mandarin is a must).
Our client provides attractive remuneration package and fringe benefits for the right candidate. Interested parties please send detailed resume with current and expected salaries to lucia.zhu@elysianes.com or katherine.shiu@elysianes.com
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在当今信息化社会中，电子邮箱仍然是商务沟通、个人交流和营销推广的重要工具。然而，很多人都会遇到一个令人头疼的问题：邮件总是进入垃圾箱，收件人根本看不到。特别是一些刚 买 了的新邮箱，如果没有做好相关设置，很容易被系统误判为垃圾邮件账号，从而大大降低邮件的送达率。为了避免这种情况发生，我们需要了解垃圾邮件过滤的原理，并采取一系列优化措施。
一、为什么邮件会进入垃圾箱？
在研究如何避免邮件进入垃圾邮件之前，我们必须明白邮件被判定为垃圾邮件的常见原因。
发送频率过高 邮件服务商会通过算法监控用户的行为，如果短时间内发送大量相似邮件，很容易被认为是垃圾邮件群发，从而触发系统拦截。
邮件内容可疑 包含大量敏感关键词（如“免费”“中奖”“秒杀”）或过度夸张的营销用语，很可能被垃圾邮件过滤器直接拦截。
发件域名信誉度低 如果发件人使用的新注册域名、信誉不佳的邮箱或者曾经被举报过的地址，都会增加被识别为垃圾邮件的风险。
缺乏邮件认证 SPF、DKIM、DMARC 等验证协议能够证明邮件的真实性，如果缺失，很容易被系统判定为欺诈或垃圾邮件。
用户互动率低 如果收件人很少打开或点击邮件，甚至频繁举报邮件为垃圾信息，系统会降低该发件地址的信誉度。
二、提升邮件送达率的基础设置
为了确保邮件能够进入收件箱而非垃圾箱，我们必须从源头做好设置。
1. 确保邮箱质量
使用信誉良好的邮箱是关键。如果使用不当渠道获得的邮箱，往往带有不良历史记录，容易被识别为垃圾邮箱。最好选择长期稳定的邮箱服务商，并做好必要的安全设置。
2. 配置 SPF、DKIM 与 DMARC
SPF（发送方策略框架）：限制哪些服务器可以代表你的域名发送邮件。
DKIM（域名密钥识别邮件）：为邮件内容添加数字签名，保证邮件未被篡改。
DMARC（基于域的消息验证、报告和一致性）：结合 SPF 与 DKIM 提供更高等级的验证。
这三项认证不仅能提高邮件的可信度，还能有效避免被误判为垃圾邮件。
3. 设置专业的发件人信息
发件人名称和邮箱地址必须规范，避免使用过于随意或看似垃圾邮件的昵称。邮件签名中最好包含公司名称、联系方式和网站地址，这样能够增加专业感和信任度。
三、优化邮件内容以提升可信度
技术设置只是基础，真正影响收件人体验和系统判定的，还是邮件的内容质量。
1. 避免垃圾词汇
不要在邮件标题和正文中过度使用“立刻购买”“100%保证”“免费赠送”等敏感词。相反，可以用专业、真实和具体的语言来表达。
2. 合理设计邮件标题
标题要简洁、有吸引力，但不要夸张虚假。最好能够与邮件正文内容高度相关，避免“标题党”行为。
3. 控制图片与文字比例
纯图片邮件或图片过多的邮件容易被过滤。建议图片与文字比例控制在 30% 以下，保证主要信息通过文字传达。
4. 添加退订链接
提供退订按钮不仅是法律合规的要求，也能降低用户举报垃圾邮件的概率。同时，这也会提高系统对你的邮件的信任度。
四、发送策略：循序渐进，避免“刷屏”
1. 分批次发送
如果需要群发邮件，不要一次性发送给成百上千个收件人，而是分批进行。这样可以避免触发系统的群发警告。
2. 控制发送频率
每天发送的数量不宜过高，尤其是对于新邮箱。可以先小规模发送，随着信誉度的提升，再逐渐增加发送量。
3. 使用专门的邮件营销平台
专业平台往往自带优化机制，能够帮助用户更好地规避垃圾邮件风险。
五、提升用户互动率
收件人是否愿意阅读并与邮件互动，直接决定了邮箱的健康度。
1. 内容贴近用户需求
发送的邮件必须与用户兴趣相关，避免无关推销。最好根据用户行为进行个性化推荐。
2. 鼓励点击与回复
在邮件中设置引导按钮或互动环节，让用户愿意点击、回复或填写调查表单。
3. 保持一致的邮件频率
不要让用户忽然收到大量邮件，也不要长时间沉默。保持固定节奏，有助于维持用户期待感。
六、账户安全与信任度
很多人忽视了邮箱安全，但这恰恰是决定邮件送达率的重要因素之一。
定期修改密码，避免被盗用。
启用双重验证，提高安全性。
确保登录环境安全，避免在公共网络随意使用邮箱。
特别是对于谷歌邮箱修改密码，合理的密码管理不仅能防止账号被封禁，还能避免垃圾邮件系统误判。
七、监控与调整
任何优化都需要数据反馈。
追踪邮件打开率与点击率 通过这些数据了解邮件是否进入收件箱，以及用户是否有兴趣。
分析退订率与举报率 如果退订和举报比例过高，需要及时调整内容与策略。
建立信誉度档案 定期检测发件 IP 和域名的信誉度，避免被列入黑名单。
八、长期策略与品牌建设
最终目标不仅是避免进入垃圾箱，而是建立一个稳定、可信赖的发件身份。
长期维护邮箱：坚持良好的发送习惯，避免一次性操作。
保持高质量内容：优质内容才能让用户真正期待你的邮件。
打造品牌信任感：当收件人对品牌产生信任时，即便偶尔出现系统误判，也更可能主动寻找并标记为“非垃圾邮件”。
结语
避免邮件进入垃圾箱并非一蹴而就，而是一个系统性的工程。从邮箱的选择、技术设置、内容优化，到发送策略和用户互动，每一个环节都需要精心打磨。只要掌握了上述技巧，就能大大提升邮件的送达率，让每一封邮件真正发挥价值。
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